At Fidelis Law, we agree to work on your behalf on a contingency fee basis, which means, that we do not get paid until your claim is resolved and only if we are successful.

We will sit down with you and determine the proper party or parties to sue.

Sometimes, the party you think is your insurer ends up being an administrator of the plan and not the insurer. 

We will also sit down and determine what to sue for, there are damages that you can claim additionally to the long term disability benefits.
You should consult with a lawyer as soon as possible after the denial or termination and the lawyer will review the limitation periods with you and ensure that your claim for long-term disability insurance is not statute barred because a limitation date was missed.
Yes. Your Long-term disability insurer can hire outside companies to follow and to photograph and videotape you. If you have been telling to truth while doing your claim, you should not be worried about this. However, if you notice that you are being followed and that the surveillance is done in a way that it makes you feel in danger, you should contact the police.
First, determine why you are not getting your disability benefits. It may be because the insurance company is waiting for more medical or financial information, in that case, make sure that the insurance receives that information.

If you have submitted all the required paperwork and documentation, but the long-term disability insurance company has denied your claim, you should speak to a qualified long-term disability insurance lawyer.
Most long-term disability insurance policies have provisions that allow the long-term disability insurance company to have you assessed by a doctor of their choosing. This is to determine if you are entitled to LTD benefits. 

Of course, the medical practitioner that the long-term disability insurance company chooses must be reasonably qualified to do such a medical assessment and should not be biased.